Bogleheads 3 Fund for Europeans on IBKR

3 Fund Portfolio - the majesty of simplicity

There are plenty of ways to complicate investing, and plenty of people who stand to make money from you as a result. So just think of a three-fund strategy as something you won't have to think about too much.

"That three-pronged approach is going to beat the vast majority of the individual stock and bond portfolios that most people have at brokerage firms," said Mark Balasa, a financial adviser with Balasa Dinverno & Foltz in Itasca, Ill. "There is a certain elegance in the simplicity of it."

For USA citizens this is straight forward, but for Europeans this is not so easy. Europen Retail clients are restricted from trading in U.S. ETFs. If you are not a PRO IBKR trader, you will have to find alternatives for U.S. ETFs. Use JustETFs to find alternatives, like this. Look for UCITS ETFs that replicate U.S. funds.

Here is an example.

Investing from the UK - Bogleheads

Bogleheads